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Frequently Asked Questions

Answers to common questions about using a VA loan during your PCS move.

Can I buy a home before I PCS?

Yes. Many military families purchase before arriving using virtual tours, electronic signatures, and remote closings.

Do I need a down payment with a VA loan?

Most eligible buyers can purchase with no down payment, although normal closing costs and prepaid expenses may still apply.

What documents do I need?

Typically you'll need your ID, COE, PCS orders, LES, pay stubs, bank statements, and any lender-requested financial documents.

Can I use my VA loan benefit more than once?

Yes. Many eligible borrowers can reuse their VA benefit if they meet current eligibility requirements.

How long does a VA loan take to close?

Many VA loans close in about 30-45 days depending on the transaction.